Unlock Capital with the Assets You Already Own

Asset-based lending lets you turn business assets into working capital—without relying solely on real estate. Whether you’re holding unpaid invoices, inventory, or equipment, you can leverage what you have to secure term loans or lines of credit.

Lenders prioritize liquid assets like receivables and inventory, but illiquid assets like land and equipment can still strengthen your borrowing base when paired strategically.

Types of Collateral You Can Use:

Accounts Receivable / Invoices Turn unpaid invoices into immediate cash flow—perfect for late-paying clients.
Inventory Use unsold inventory as collateral. Even at wholesale value, it can unlock significant leverage.
Purchase Orders Convert future sales into upfront capital to cover materials and seize growth opportunities.
Equipment Secure funding with machinery or tools. The more resellable the asset, the stronger the collateral.
Real Estate Ideal as secondary collateral—especially when paired with receivables or inventory to boost approval odds.

✅ Qualification Snapshot

$500,000 in Current Receivables
Assets or Collateral
3 Months Bank Statements
No Tax Returns Required
One Page – One Minute via DocuSign
No Minimum FICO – Soft Credit Pull

💰 Funding Details

Funding Amount: Up to $100MM
Repayment Term: Up to 25 years
Time to Fund: 1 to 7 days

How It Works

Apply Securely Within Minutes: Complete our streamlined application and upload your documents—no risk, no hassle.
Get Matched with the Right Lender: We’ll help you identify which assets qualify and maximize your borrowing potential.
Receive Funding Fast: Most approvals happen within days—so you can get back to growing your business.

Apply Now

Committed To Helping Businesses Survive , Grow & Thrive

Areas Covered

Contact Semaj Financial Services