Funding
Professional Representation of Business Loans
Asset-based lending lets you turn business assets into working capital—without relying solely on real estate. Whether you’re holding unpaid invoices, inventory, or equipment, you can leverage what you have to secure term loans or lines of credit.
Lenders prioritize liquid assets like receivables and inventory, but illiquid assets like land and equipment can still strengthen your borrowing base when paired strategically.
✅ Qualification Snapshot
💰 Funding Details
How It Works
The effects of the pandemic are starting to subside. Consumer confidence is rising. New opportunities are on the horizon. If your business is growing fast but your bank can’t keep up with your funding needs, we’ve got the solution. Our Bridge Loan product provides short-term financing so you can move forward with your growth plans while working with your bank to secure traditional funding—like an SBA loan.
You can access up to $1,000,000 with repayment terms of up to 36 months.
A Bridge Loan is a short-term amortizing loan designed to help small businesses seize high-return opportunities without draining their cash flow. Whether you're launching a new location, investing in equipment, or scaling operations, this loan helps you act fast while waiting on longer-term funding.
Bridge Loans are ideal for:
Apply now and take control of your growth—without waiting on traditional lenders.
Apply for Bridge Financing
APPLY
No real estate collateral required. Just fast, flexible funding tailored to your business needs.
Whether you're scaling operations, hiring staff, or investing in inventory, this funding option moves at your speed—with approvals as fast as 1 business day.
If you're doing less than $15,000 in monthly sales, you may still qualify for instant micro funding.
Step 1: Complete the Application We just need a few basic business details, plus:
Step 2: Get a Decision Your dedicated funding specialist will help you explore options and select the best solution for your goals.
Step 3: Receive Your Funds Once approved, access your funds and keep growing—without delay.
Apply for Fast Business Funding
When the banks say no, we say yes. Our Interest-Only Revolving Line of Credit gives small business owners fast access to working capital with flexible repayment and zero penalties. Draw funds as needed, repay weekly, and reuse your credit line as you pay it down—just like a business credit card, but smarter.
Key Features
Minimum Qualifications
Fast Capital Business Financing — Quick Access to Working Capital Without the Hassle Get expedited, automated small business financing with dedicated live support. Our streamlined application process allows eligible borrowers to compare multiple funding options and receive same-day approvals—without the red tape.
Whether you need funds to buy equipment, restock inventory, consolidate debt, or boost working capital, our Fast Capital program delivers flexible solutions—even for businesses turned down by other lenders.
Program Highlights
Use Fast Capital For:
What Are Working Capital Loans? Working capital refers to the money needed to cover everyday operating expenses in your business—like payroll, rent, utilities, and inventory. These are the essential costs that keep your business running smoothly.
A working capital loan provides fast access to cash so you can cover these ongoing expenses without disrupting operations. These loans come in many forms, including:
Working capital loans are also known as business capital loans, operating capital, or cash flow loans.
Why Choose a Working Capital Loan?
Fast & Flexible Application Process
What You Need to Qualify
Franchise financing helps franchisees secure the capital needed to launch, operate, or expand a franchise business. Whether you're covering start-up costs, franchise fees, equipment, inventory, or working capital, we’ve got flexible options to support your growth.
Apply now and get matched with franchise-friendly funding designed to help you grow.
Apply for Franchise Financing
Pay only the interest for up to 1 year—without sacrificing your cash flow. This is our most aggressive interest-only product in the marketplace, now upgraded with even more flexibility. You can access loan amounts from $50,000 to $750,000, make low interest-only payments for up to 52 weeks, and enjoy a built-in line of credit with unlimited draws.
After the interest-only period, you can pay off the principal—or activate our safety net rollover amortization for up to 2 years. Borrow with confidence and keep your business momentum strong.
When the interest-only period ends, you choose:
Interest-Only Revolving Line of Credit (IO-Bankroll) Power your business growth with flexible, interest-only payments and fast access to capital. Whether you're expanding, hiring, upgrading equipment, or investing in new technology, IO-Bankroll gives you the freedom to act without draining your cash flow.
With approvals in 24 to 48 hours and loan amounts up to $1 million, this revolving line of credit is unmatched in speed and flexibility.
IO-Bankroll Advantages
Minimum Qualifications
APPLY
The #1 Lender for Restaurateurs Thousands of restaurant owners have turned to us when traditional banks couldn’t deliver. Whether you're expanding, upgrading, or navigating seasonal cash flow, our restaurant-specific loan products are designed to meet your unique needs—with flexible terms and fast approvals.
Why Restaurateurs Choose Us
Use Restaurant Financing To:
Overcome Any Financial Hurdle Every successful restaurant starts with a bold vision—and often needs capital to bring that vision to life. Whether you're replacing equipment, hiring staff, or remodeling, we offer:
Apply for Restaurant Financing
Apply
What Is Revenue-Based Financing?
Revenue-based financing isn’t your traditional loan. Instead, it’s a financing solution that allows your business to secure capital—quickly and easily—by leveraging your business’s future sales.
Revenue-based financing can yield funding amounts as high as $10 million, making them a great alternative to traditional business loans. Even better, they’re much more accessible than other types of financing. Whether you’re a startup, a young business, or a seasoned veteran of your industry, revenue-based financing can be an advantageous method of securing the funds you need to capitalize on opportunities and solve challenges.
> Revenue-based financing often comes with less restrictive eligibility criteria. At National Business Capital, you’ll need:
That’s right—there’s no credit score requirement when you secure revenue-based financing with National. Our team draws on extensive lender relationships to secure approvals that competitors can’t, giving you an undeniable edge as you look to grow and outpace your competition.
How It Works
> You’re only a few clicks away from the capital you need to reach your full potential.
Step 1. Apply Securely Within Minutes
> Move through our streamlined application within minutes and upload your business documents with zero risk.
Step 2.
> Review Your Offers
Compare your offers with expert advice from our team and select the best one for your specific circumstances.
Step 3.
> Get Funded
SBA Loans — Government-Backed Funding to Start or Grow Your Business An SBA Loan is a government-backed financing option designed to help entrepreneurs launch or expand their businesses. These loans are offered through approved lenders and come with favorable terms, thanks to the SBA’s guarantee that reduces risk for the lender.
To qualify, businesses must meet certain eligibility requirements, including size standards, proof of repayment ability, and a solid business purpose.
Why Choose an SBA Loan?
Fast & Simple Application Process
Loan Highlights
Same Day Funding for Smaller Businesses and Gig Workers Fast, flexible funding designed for freelancers, gig workers, and small business owners who need cash flow support without the wait.
How It Works Applying and receiving your funds is fast, simple, and fee-free.
Simple Requirements
Simple Process
Easier Qualifications
Build a Funding Relationship
What is a small business loan?
A small business loan is any funding option specifically designed for a small business. Small business loans allow existing or newly established companies to borrow money from lenders. Loan types exist to help entrepreneurs meet different goals. The way each loan works depends on the type of loan.
SIMPLE APPLICATION
> Our simple 15-second online application can get you matched with offers in minutes
660+ FICO
> Bad credit? No problem! Most of our top financing options have a minimum of just 660 FICO.
LARGER AMOUNTS
> Get matched with the best financing options with the highest funding amounts.
SAME DAY FUNDING
> Our fintech speed can get you in and out of Underwriting in just a few hours - and same day funding!
What Do You Need To Qualify?
3+ Months in Business
> You can qualify for our top financing options with as little as 3+ months in business.
$10,000+ Monthly Gross Sales
> The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.
660 FICO Score
> We have financing options for all credit profiles. The minimum FICO score required to apply is 660.
If you would like to make an appointment or know more about the services we provide, please contact us using this form.
<p>Want personalized support? <a href="/contact">Speak with a funding expert today</a>.</p>
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