Real Estate

Commercial Properties

Commercial real estate refers to any property used for business activities. Types of commercial real estate include hospitals, assembly plants, storage warehouses, shopping centers, office spaces, gas stations, RV parks or any other location for a business enterprise.


  • Loan amount $300K to $100M
  • 12 months to 30 years
  • Min credit score 650
  • Up to 70% LTV for purchase
  • Up to 65% LTV for Cash-out Refinance
  • Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement.

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Construction Loans

A construction loan is a short-term loan that covers only the costs of custom home building or commercial property. This is different from a mortgage, and it’s considered specialty financing. Once the property is built, the prospective occupant must apply for a mortgage to pay for the completed home.


  • Loan amount $100K to $500M
  • 12 months to 24 months interest only, based on the project
  • Min credit score 650
  • Up to 80% LTC (Loan to Cost)
  • Document needed: Executive summary; Construction budget; Any existing appraisal, environmental and survey reports; Personal Financial Statement for all principals; Corporate Entity Documents; and Real estate track record

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1-4 Unit Investment Properties

A long-term loan intended for new and experienced real estate investors seeking long-term rental financing for SFR, Townhouse, PDU or condo nationwide

  • Loan amount: $75K to $5M
  • Credit score: 650 min
  • 30-Year term
  • Up to 80% LTV for purchase
  • Up to 75% LTV for cash out
  • No personal income checks
  • Foreign Nationals OK
  • Purchase under LLC or personal name (based on state)
  • The rate starts at 7.25%
  • Document needed: Application, Corporate Entity Documents, Two months' Bank Statement, Real estate experience track record


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Multi- Family Properties

This loan is intended for new and experienced real estate investors seeking funding for 5+ unit apartments nationwide.

  • Loan amount $300K to $50M
  • 12 months to 30 years
  • Min property value: $35K per door
  • Min credit score 650
  • Up to 70% LTV for purchase
  • Up to 65% LTV for  Cash-out Refinance
  • Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement

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Mixed Use Properties

This loan is intended for new and experienced real estate investors seeking funding for Mixed-use properties. Mixed Use properties refer to properties intentionally used for a variety of purposes, including commercial, residential, retail, office, or parking space. For instance, if you had an apartment complex, retail stores, and businesses located within the same area, this would be a mixed-use property.

  • Loan amount $300K to $50M
  • 12 months to 30 years
  • Min property value: $35K per door
  • Square footage for commercial and residential spaces
  • Min credit score 650
  • Up to 70% LTV for purchase
  • Up to 65% LTV for  Cash-out Refinance
  • Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement

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Fix And Flip

A short-term loan intended for new and experienced real estate investors seeking funding for fix & flip properties nationwide.

  • Loan amount: $75K to $10M
  • 12 to 18 months
  • Min credit score 650
  • Up to 85% of purchase price + 100% of renovation cost; not to exceed 75% of the After Repair Value
  • 1-4 units non owner occupied; condo; townhouse; multifamily; mixed used
  • Document needed: Application; Two month bank statement; corporate entity documents; rehab budget; previous real estate experience; ID

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Land Purchase Loan

A land loan – sometimes referred to as a lot loan – is used to finance the purchase of a plot of land. You can take out a land loan if you're interested in buying a piece of land to build a home or to utilize for business purposes.

  • Loan amount $100K up
  • 12 months bridge
  • Min credit score 650
  • Up to 50% LTV for raw land
  • Up to 75% LTV for developed land
  • Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; and Two years of business or personal tax return

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