Line of Credit

• Quick access to 5 separate loan drafts over a 6-month period.
• Funds can be used as needed, and you only pay for what you borrow.
• Ideal for situations where you don’t need all the funds upfront.
• No maintenance fees.

Interest-Only Flex-Pay Loan

• Low, interest-only payments for up to 6 months.
• After the interest-only period, choose to pay off the principal or utilize the built-in 52 or 78-week rollover amortization.
• Provides flexibility and confidence in borrowing.

Flex Pay Loan

• Defer up to 50% of your loan principal into the future, resulting in the lowest payments now.
• Perfect for completing high ROI projects and starting to earn a positive return on investment immediately.
• No need for collateral and no stress on your cash flow.

Business Loans: Up to $1,000,000: Access substantial capital for your manufacturing, healthcare, or restaurant business.

Maximum Payback Term of 36 Months: Flexible repayment options to suit your needs.

Merchant Cash Advances : 

Up to $150,000: Quick funding for urgent needs.
Maximum Payback Terms of 12 Months: Short-term financing solutions.

Revolving Business Lines of Credit: Available: Maintain ongoing access to funds.
Fast Approvals

Remember to verify your specific industry requirements on our website when applying!

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Business Capital

• Funding Amount: Up to $2 million
• Approval Time: Within 24 hours
• Funding Time: Typically within a week
• Repayment: Monthly payments, no prepayment penalties
• Credit Reporting: Reports to business credit bureaus

Business Line of Credit

• Amount: $5,000 to $100,000
• Funding Time: 24-48 hours
• Repayment: Only pay interest on the funds you take out
• Unique Benefits: Revolving line of credit; each payment frees up additional available funds

Equipment Financing

• Rates: Starting at 6%
• Terms: Up to 5 years
• Funding Amount: Up to $1 million for first funding
• LTV: 65-100% depending on the program

Payment Processing

• Services: Standard processing and Cash Discount Processing (no fees)
• Benefits: Eliminate 95% of your fees, faster access to funds

Healthcare Services

• Offerings: Flexible and affordable healthcare solutions for individuals and employers

Identity Protection Services

• Coverage: Up to $1 million
• Features: Constant credit monitoring, identity alert system

Requirements

Business Capital

• 4+ months in business
• $10,000+ in monthly sales
• 500+ owner personal FICO score

Business Line of Credit

• 6+ months in business
• $5,000+ in monthly sales
• 500+ owner personal FICO score

Equipment Financing

• 1 year in business
• 650+ FICO score
• $120,000 annual gross sales
• Invoice required for quote

Select Funding

 offers exclusive financial support tailored for highly qualified businesses. This premium funding solution provides the lowest repayment rates in the industry, fast-track approvals, and immediate funding. With Select Funding, businesses can unlock new levels of growth and success, focusing on expansion, inventory purchase, marketing enhancement, operations expansion, hiring top talent, and improving cash flow.

Unique Benefits

• Lowest Repayment Rates: 1.18-1.29x the advanced amount, compared to the usual 1.3-1.5x rates.
• Fast-Track Approvals: Approval offers and funding deposited to your bank account in just one business day.
• Exclusive Funding: Designed for top-performing businesses to ensure growth and profitability.

Qualifications

• 3+ years in business
• $100,000+ in monthly sales
• 700+ FICO score

Top 10 Industries

1. Construction: Includes plumbers, electricians, pavers, home builders, and roofers.
2. Restaurants
3. Retail (Brick & Mortar)
4. Medical: Includes dentists, chiropractors, vets, home healthcare, elderly facilities, and medical suppliers.
5. Manufacturing
6. Grocery Stores: Includes gas stations, convenience stores, and pharmacies.
7. Landscaping
8. Childcare & Private Schools
9. Nail & Beauty Salons
10. E-commerce Stores: Includes platforms like Shopify.

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Instant Approval Business Loans: Up to $20K in 10 Minutes!

Are you a small business owner? Need quick funding to fuel growth? Look no further! Our hassle-free process ensures instant approval for loans ranging from $300 to $20,000. Here’s why you’ll love us:

Fast & Easy: Apply online in minutes.  Flexible Terms: Choose repayment options that suit your business.  No Collateral Required: Get funds without pledging assets.  High Approval Rate: We support businesses generating $3,000+ monthly revenue.

Eligibility Criteria:

• In business for at least 3 months
• Monthly revenue of $3,000 or more

These Industries are great for us to fund:

• Retail: Includes clothing stores, supermarkets, electronics shops, and more.
• Hospitality and Tourism: Hotels, restaurants, travel agencies, and theme parks.
• Health and Wellness: Gyms, spas, nutrition products, and fitness classes.
• Entertainment and Media: Movie theaters, streaming services, music, and gaming.
• Automotive: Car dealerships, repair shops, and rental services.
• Fashion and Beauty: Clothing brands, cosmetics, and salons.
• Home Improvement: Furniture stores, home decor, and appliance retailers.
• Food and Beverage: Cafés, bakeries, fast food, and grocery stores.

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SBA 7a Loan

• Working Capital: 10-year term
• Real Estate: 25-year term
• Rate: Prime + 1% - 2.75%
• Approvals: Within 24 hours, funding process 4 - 8 weeks
• Payments: Monthly, no prepayment penalty
• Credit Reporting: Reports to business credit bureaus

Qualifications

• 2 years in business
• 660+ FICO score
• No bankruptcies, liens, or foreclosures in the last 3 years

Small Business Loans

• Requirements:1 year of business history
  $120,000 in annual revenue
  580+ credit score
  
• Uses: 

Pay employees
Hire new workers
Purchase inventory
Manage office rent or mortgage payments
Buy supplies
Finance operating costs
Cover utility expenses
Pay taxes

Business Term Loan

• Unique Benefits: 

No prepayment penalty
Monthly payments available
Reports to business credit bureaus
1 - 2-year terms
Refinance up to 2 MCAs

• Qualifications: 2 years in business
  $25,000 deposited monthly in business bank account or $300,000 annual sales
  660+ FICO score
  No bankruptcies, liens, or foreclosures in the last 3 years
  

Business Line of Credit

• Amount: $25,000 up to $10M
• Funding: 24-48 hours
• Unique Benefits: 

Unsecured
Same day funding available
Only pay for what you use
Up to $250,000 line of credit
True revolver; each payment frees up additional available funds

• Qualifications:1 year in business
  $25,000 deposited monthly in business bank account or $300,000 annual sales
  600 minimum FICO score
  

Equipment Financing

• Unique Benefits: 

Rates start at 6%
Monthly payments
Longest term: 5 years
$1,000,000 max amount for first funding
65-100% LTV depending on program

• Qualifications: 

1 year in business
650+ FICO score
$120,000 annual gross sales
Invoice required for quote

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Working capital loans provide essential funding for business owners to manage their day-to-day operations. Whether it’s covering payroll, purchasing inventory, or expanding your business, these loans play a crucial role in maintaining financial stability.

Key Features:

• Loan Amount: Starting from $10,000 and up.
• Flexible Terms: Loan terms vary based on your specific needs, with a maximum term of 10 years.
• Minimum Credit Score: A credit score of 600 or higher is typically required.
• Business Experience: You should have at least 6+ months in business.
• Top Industries 
• Construction Companies
• Medical Providers
• Restaurants 
• Auto Repair Shops
• Manufacturers
• Transportation

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Business owners have access to flexible financing options, including Conventional Loans and preferred SBA Financing. These financing solutions cater to various business needs, such as:

• Commercial Real Estate: Purchase or construct commercial properties.
• Business Acquisition or Startup: Buy an existing business or start a new venture.
• Working Capital: Obtain funds for day-to-day operations.
• Expansion: Open a new location or expand your current one.
• Debt Consolidation: Combine existing debts or merchant cash advances.

We go beyond traditional lenders and consider borrowers who may have faced challenges elsewhere:

• Credit Issues: Even if you’ve been turned down due to credit problems, we’re here to help.
• Limited Collateral: Don’t let collateral limitations hold you back.
• Financing Barriers: Overcome other financing obstacles with our solutions.

Key Features of Our Financing Options:

• Loan Amounts: From $250,000 to $15 million.
• Nationwide Coverage: Available across the USA.
• Minimum Credit Score: 650 or higher.
• Competitive Interest Rates: Get favorable rates.
• Monthly Payments: Manageable monthly installments.
• Loan Terms: Choose from 5 to 25 years.
• Flexible Underwriting: Tailored to your unique situation.
• Eligibility: Most businesses qualify.
• No Prepayment Penalties: Pay off your loan early without penalties.
• Expedited Funding: Swift processing for urgent needs.

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What Could $200k Do For You?

Unlock the lowest repayment rates and premium funding options available exclusively for top-performing businesses. Our Select Funding is designed to provide the best funding pricing for highly qualified businesses, ensuring you get the funding you need to grow and thrive. 

Approval Offers and Funding Deposited to Your Bank Account in Just One Business Day

Qualification Criteria:

• 3+ Years In Business
• $100,000+ Monthly Sales
• 700+ FICO Score

Top 10 Industries

1. Construction: Includes plumbers, electricians, pavers, home builders, and roofers.
2. Restaurants
3. Retail (Brick & Mortar)
4. Medical: Includes dentists, chiropractors, vets, home healthcare, elderly facilities, and medical suppliers.
5. Manufacturing
6. Grocery Stores: Includes gas stations, convenience stores, and pharmacies.
7. Landscaping
8. Childcare & Private Schools
9. Nail & Beauty Salons
10. E-commerce Stores: Includes platforms like Shopify.

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Cannabis Funding in states where cannabis is deemed legal:

1. Minimum FICO Score: You’ll need a FICO score of 680 or higher.
2. Monthly Revenue: Your business should generate monthly revenue between $40,000 and $50,000.
3. Business Experience: You must have been in business for at least one year.

Why Traditional Banks Avoid Cannabis Businesses:

The struggles faced by cannabis firms in obtaining financing through traditional banks stem from several factors:

1. Regulatory Uncertainties: The cannabis industry operates in a complex regulatory landscape. Federal prohibition and varying state laws create uncertainty for financial institutions.
2. Legal Constraints: Marijuana remains illegal at the federal level under the Controlled Substances Act. Federally insured banks cannot knowingly accept funds from cannabis-related activities.
3. Risk Aversion: Banks prioritize risk management. Due to the legal ambiguity and potential reputational risks, many traditional banks avoid

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Complete this short form to get a clear understanding of what you will be asked by our underwriting team. Also, there may be other lenders available to provide a higher loan amount than what's listed. 

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